Insulation & HeatingGovernment / Energy Suppliers

ECO4 Scheme

Free insulation, boiler upgrades, and heat pumps for low-income households

Maximum value
£15,000
Deadline
March 2026 (subject to extension)
Check If I Qualify Apply on Gov.uk

About this grant

The ECO4 (Energy Company Obligation 4) scheme is one of the most generous energy grants available in the UK. It requires energy suppliers to fund free energy efficiency measures for low-income and vulnerable households. Eligible works include loft insulation, cavity wall insulation, solid wall insulation, first-time central heating, boiler replacements, and air source heat pumps.

Who qualifies

Receiving Universal Credit, Pension Credit, or Income Support
Receiving Child Tax Credit or Working Tax Credit
Receiving Jobseeker's Allowance or Employment & Support Allowance
Property has an EPC rating of D, E, F, or G
Homeowners, private renters, and social renters all eligible

Who doesn't qualify

Households not on qualifying benefits (unless referred via LA Flex)
Properties with EPC rating A, B, or C

How to apply — step by step

1

Check your benefits status

Confirm you receive a qualifying benefit. Check your most recent award letter.

2

Find your EPC rating

Look up your property at epcregister.com. If unknown, ask your energy supplier for a free assessment.

3

Contact your energy supplier

Call your energy supplier or apply online. They will arrange a free home survey.

4

Home survey completed

A surveyor visits to assess what measures are suitable for your property's construction.

5

Works carried out for free

All approved measures are installed at no cost to you. Typical timeline is 4–8 weeks.

6

New EPC issued

After works, your energy rating will significantly improve, reducing bills.

Frequently asked questions

Can I get ECO4 if I rent?

Yes — private and social renters can qualify, but your landlord must agree to the works being carried out.

What if I don't receive benefits?

Your local council may still be able to refer you under LA Flex if you have a low income or are in vulnerable circumstances.

How much can I get?

There is no fixed cap. The average award is around £6,000–£10,000 but some households receive up to £15,000 of work.

Does my property need to meet a certain EPC rating?

Yes — your home needs to be rated D, E, F, or G. Properties rated A, B, or C are considered already efficient.

Check if you qualify for ECO4 Scheme

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Related grants

Great British Insulation Scheme Local Authority Flex (LA Flex) Warm Home Discount